What every number means

TrueYield reports each position from three different angles. They can disagree dramatically — especially on covered-call ETFs — which is the whole point of the app.

On the card row (right side)
Account value
shares held × current price
What your remaining position is worth right now at the latest market price. No gain math, no dividends — just market value.
TODAY
shares held × (today's close − prior close)
Same-day price move on your current holdings only. Doesn't include dividends paid today or any history before today.
PAPER
current value − cost basis of shares still held
"Unrealized" gain or loss — the number most brokers show. Excludes dividends earned, sells you already closed, and any cash you took out. Often deeply red on covered-call ETFs because NAV erodes by design.
TOTAL
final value − fresh cash you put in
The honest "did this investment make me money?" number. Includes every dividend (DRIP or cash), realized sells, and current paper value. Sister of "Total gain" inside the Details tab. This is the line that pays off TrueYield's thesis: does TOTAL stay positive while PAPER goes negative?
Overview tab (inside the card)
Current price
Latest close from Yahoo Finance. Refreshed when you tap ↻ Refresh prices.
Avg cost / share
total bought $ ÷ total bought shares
Every buy you've ever made — including DRIP-purchased shares — averaged together. Reinvested buys count: those shares have a real cost.
Total value (with divs)
account value + cash divs pocketed + sell cash kept
Your account value, plus any cash that flowed out of this position and stayed in your pocket. This is what the position is "worth in total" if you stopped reinvesting.
Details tab (inside the card)
Net cash in / Contributed
The actual fresh money you put in. If a buy was funded by a prior dividend or sell, it's not counted as fresh cash — only the portion that came from your wallet.
Reinvested from divs · Re-bought after sell
How much of the buys was paid for by previous dividends or sell proceeds rather than fresh deposits. TrueYield tracks these "pools" so it doesn't double-count your money.
Cash divs pocketed · Sell cash kept
Cash that came out of the position and stayed out — wasn't reinvested. This counts toward TOTAL but not PAPER.
No-DRIP value (life)
core shares × current price + all dividends ever paid
Counterfactual: what would this position be worth right now if you'd never reinvested a penny? Just the original shares plus every dividend taken as cash.
NAV erosion (life $)
no-DRIP value − original investment
The signature TrueYield metric. Negative means the fund pays out faster than it can replace NAV — you're being handed back your own money labeled as "yield." Positive means distributions are real income on top of preserved capital.
Realized (sells)
Locked-in gains/losses from shares you've actually sold. Doesn't include dividends.
Total gain
Same number as TOTAL on the row — unrealized + realized + all dividends. The complete picture.
Dividends tab (inside the card)
Frequency
Inferred from gap between recent payouts: ≤10 days = weekly, ≤45 = monthly, ≤135 = quarterly, etc.
Est. annual income
Last ~95 days of payouts, annualized. Recent run-rate, not last 12 months — so it adapts when a fund cuts or hikes.
Yield (est.)
est. annual income ÷ account value
Headline yield. Doesn't penalize NAV erosion — use Erosion-adjusted yield for that.
True annualized yield
Lifetime dividend income annualized over the position's holding period. Less reactive than the 95-day version.
Erosion-adjusted yield
yield + NAV-decay rate
Subtracts the NAV-decay rate from the headline yield. This is the "real" yield on a covered-call ETF — what the fund is actually compounding for you after you account for the price drift.